Asset & Equipment Finance
Funding Capital Investment Within Structured Debt Solutions
Asset and equipment finance is commonly used to fund capital investment while preserving liquidity and maintaining balance-sheet flexibility.
Oakmead Finance advises on the use of asset and equipment finance within a wider funding structure, so facilities suit the business’s cashflow profile, investment strategy and longer-term funding objectives.
How Asset & Equipment Finance Is Used
Asset and equipment finance is typically deployed to:
- Fund the acquisition of plant, machinery and equipment
- Support expansion or investment programmes
- Preserve working capital and cash reserves
- Release capital from existing assets through refinance
It is frequently used alongside other funding facilities rather than as a standalone solution.
Typical Structure
While each facility is structured to reflect the specific characteristics of the business and assets involved, asset and equipment finance arrangements commonly include:
- Term facilities secured against specific assets
- Hire purchase or lease structures, depending on objectives
- Repayment profiles aligned to asset life and cashflow
- Facilities structured on a funded or refinance basis
Our role is to advise on structure, lender selection and term, so facilities support operational requirements without unnecessary constraint.
Advisory Considerations
When advising on asset and equipment finance, we focus on:
Suitability of asset finance versus alternative funding options
Alignment between asset life, repayment profile and cashflow
Interaction with existing debt facilities and covenants
Balance sheet impact and flexibility for future funding
Relationship to Other Funding Solutions
Asset and equipment finance is often structured alongside:
- Cashflow lending to support acquisitions or growth
- Invoice finance to preserve working capital
- Asset-based lending as part of a broader balance-sheet facility
We advise on the most appropriate combination based on the wider funding structure and strategic objectives of the business.
Initial Discussion
If you would like to discuss capital investment funding or the role of asset and equipment finance within a wider funding structure, Oakmead Finance is happy to arrange a confidential, no-obligation discussion.
Contact an Adviser